*Cleaning in the absence of gum disease. Exclusions apply. Cannot be combined with insurance or other offers.

Membership Plans

We accept most major insurance plans and offer flexible financing options to make quality dental care accessible and affordable for all patients.

Not everyone has dental insurance — and even those who do often find that their plan doesn’t cover the care they actually need. Marina Pointe Dental’s in-house membership plan is a simple, transparent alternative that makes preventive care affordable without the complexity of traditional insurance.

Who Benefits from a Membership Plan?

Our membership plan is designed for patients who are self-employed, uninsured, or whose employer doesn’t offer dental coverage. It’s also a strong option for patients whose insurance plan has expired or whose benefits don’t stretch far enough to cover routine visits. If you’ve been skipping cleanings because of cost, this plan was built for you.

What’s Included

Members receive two professional cleanings and comprehensive exams per year, along with routine X-rays and an oral cancer screening — the core preventive services that keep small problems from becoming big ones. Members also receive a discount on additional treatments throughout the year. Our front desk team can walk you through exactly what’s covered and what your savings would look like compared to paying out of pocket. For a full overview of our payment options at Marina Pointe Dental, visit our payment options page.

How It Compares to Insurance

Traditional dental insurance comes with premiums, deductibles, annual maximums, waiting periods, and a list of exclusions that can make it hard to predict your actual costs. Our membership plan is a flat annual fee — no claims, no denials, no waiting periods, and no surprises. It’s not insurance, but for preventive care it’s often a better deal. We also accept dental insurance for patients who have it, so this plan works alongside coverage too.

How to Sign Up

Enrolling is straightforward — just ask our front desk team at your next visit or when you call to schedule. There’s no application, no approval process, and coverage starts right away. For new patients in Panama City, the membership plan is a great way to start your care at Marina Pointe Dental affordably. To ask us about our membership plan or to get started, contact our office today.

Membership Program

Child (3-13)

$ 299 Normally $470
  • 2 Clinical Exams
  • 2 Professional Cleanings
  • All Scheduled Digital X-rays
  • Intraoral Photos
  • 15% Off All Dental Procedures

Adult (14+)

$ 350 Normally $470
  • 2 Clinical Exams
  • 2 Professional Cleanings
  • All Scheduled Digital X-rays
  • Intraoral Photos
  • 15% Off All Dental Procedures

Adult (Perio)

$ 799 Normally $1,080
  • 2 Clinical Exams
  • 2 Professional Cleanings
  • All Scheduled Digital X-rays
  • Intraoral Photos
  • 15% Off All Dental Procedures