We accept most major insurance plans and offer flexible financing options to make quality dental care accessible and affordable for all patients.
Quick Summary
Our membership savings plan lets you pay one flat yearly fee for the preventive care you need, then take 15% off every other treatment we provide in our office. Pricing starts at $299 a year for children ages 6 to 12 and $350 a year for adults with a healthy mouth. No deductible to meet, no annual cap on benefits, and no waiting period before your coverage starts.
At Marina Pointe Dental, we built this membership plan for Panama City patients who pay out of pocket. It sits alongside our other payment options so you can choose what fits your household budget. The plan is not insurance. It is a direct agreement between you and our office, which is exactly why it moves faster and costs less to use.
Every member receives the same core preventive coverage for a full year. Your membership fee already covers your routine cleanings and exams, so you owe nothing extra at those visits.
Here is what your yearly membership covers:
Beyond that preventive care, members take 15% off all other in-house treatment. That includes fillings, crowns, implants, dentures, in-office whitening, SureSmile clear aligners, and more.
We offer three membership tiers, and your first exam determines which adult tier fits you. The Adult (Healthy Mouth) plan is $350 per year for patients age 13 and older, a $645 value. The Adult (Periodontitis) plan is $799 per year, a $1,080 value, and includes a third cleaning. That plan does not include scaling and root planing.
The Child plan covers ages 6 to 12 at $299 per year, a $565 value. The savings show up quickly on treatment. A crown that normally runs $1,550 costs a member $1,318. A $2,000 implant drops to $1,700, and a $3,900 bridge drops to $3,315. Preventive visits that would otherwise cost $70 to $190 out of pocket come to $0.
After your first exam, we diagnose you as either a healthy mouth or periodontitis, then enroll you in the matching plan. From there, our team applies your discount automatically at each visit. There is nothing to file, nothing to pre-approve, and no claim to wait on.
Membership is valid for 12 months from the date of purchase and renews yearly at your choice. The plan is non-transferable and non-refundable, and it cannot be combined with insurance or other offers. Discounts apply to in-house services only. Scheduling your covered appointments within the 12-month term is up to you, and unused visits are not refunded, so we recommend booking your cleanings early in the year.
This plan makes the most sense for patients with no dental benefits, patients whose employer coverage ended, and retirees on Medicare, which does not cover routine dental care. Nationally, about 21% of adults ages 19 to 64 have no dental benefits at all, and skipping preventive visits to save money often costs more later.
Families often enroll together, pairing a child plan with an adult plan to keep everyone on a regular schedule. If you need larger treatment and want to spread payments out, you can combine the membership discount with our financing options through CareCredit, Cherry, or Sunbit. Patients who already have dental insurance should stay on their plan, since the two cannot be used together.
We are a family-owned practice in Panama City, and we built this plan around the way our patients actually pay for care. Our doctors handle general, restorative, and surgical treatment in one office, from cleanings and fillings to extractions, implants, and implant-supported dentures. That means your membership discount applies to nearly everything you may need, without a referral elsewhere. Dr. Alejandro also treats patients in Spanish, and our team can walk you through pricing before scheduling anything.
Most patients pay for the membership within the first two visits, and the 15% treatment discount keeps working all year. Ask us about enrolling at your next appointment, or start with a new patient exam at your new patient visit so we can recommend the right tier. When you are ready to join or have questions about what your plan would cover, contact our office, and we will get you set up.
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Click to book online or call our office at (850) 215-1353 to schedule an appointment.
Exclusions apply. Cannot be combined with insurance or other offers.